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The January Cliff: Health Premiums Could Double

The D.C. standoff could leave 4 million Americans uninsured -- what you need to do before the ball drops on 2026.

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Rob Archer
Dec 04, 2025
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If you opened your renewal letter for 2026 health coverage this week, you probably felt that pit in your stomach. It’s not a mistake. And it’s not just you.

We’re heading straight toward a health care cliff with a hard deadline: December 31.

For the past few years, enhanced subsidies from the Inflation Reduction Act have kept ACA premiums in check. Those …

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